Illinois Attorney Blog

What property is subject to a judgment lien under Illinois law?

Close up of a pink piggy bank with dollars beside miniature house model on white backgroundIn Illinois, a judgment lien can be attached to real property, such as a home or condo the judgment debtor owns, it does not attach to personal property owned by the judgment debtor.  In order for a judgment creditor to obtain a judgment lien, they must record the judgment in the county where the property is located.  Once the judgment is recorded, the lien attaches to the property and will have to be satisfied (or settled) before the property can be sold and title cleared.  Normally, the judgment creditor's attorney will have a memorandum of judgment signed by the judgment which reflects the property address of the judgment debtor, the property index number, and the amount of the judgment to be recorded in the proper format for the recorder of deeds.  The memorandum of judgment is normally found on the county's clerk of court website under court forms.  If a judgment debtor does not own any real property in Illinois, you should still record the judgment generally as it will come up on the judgment debtors credit report and make them more likely to pay off the judgment to avoid adverse effects to their credit.   We always recommend our clients record their judgments and if you need help recording a judgment you obtained, get in touch with us.  

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Interested in learning more about collecting a judgment in Illinois?  Everything you need to know about collecting judgments in Illinois